Steering investment capital towards sustainability
We offer debt, equity and blended finance to MSMEs in Africa with a focus on sustainability integration and digital transformation.
Learn moreInvesting for a sustainable Africa
Pepea is a fintech startup focused on sustainability financing. We believe in the power of technology and finance to create a more economically just and environmentally sustainable Africa.
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Supported by international and local partners




We provide multiple funding options.
Small business loans provide financing to help business owners launch, run and grow their businesses. We offer three products green loans, term loans and a line of credit — to meet your unique business needs.
Pepea Line of Credit
Get a revolving credit line for managing cash flow, such as buying inventory or making payroll
Learn morePepea Term Loans
Get a one-time lump sum of cash up front, with the option to apply for more when you’re halfway paid down.
Learn morePepea Green Loans
Get funds exclusively dedicated to green and sustainable initiatives within your business.
Learn moreJoin today to accelerate your progress towards science-based targets and get access to working capital
Learn moreBusiness funding for sustainability impact
How it works
Step 1. Complete the accelerator program. Our sustainability accelerator is designed to be completed in 6-months with a certificate showing you commitment to sustainability and climate action.
Step 2. Get an unbiased and faster funding decision. Jasmine, our AI lending engine will recommend the best lender or group of lenders for your funding need.
Step 3. Receive your funds. Complete the online checkout and receive your funds as soon as the same day.