Our Privacy Principles
Last updated
February 2023
Pepea Capital Partners Ltd. ("Pepea", "The Company", "we", "us", or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our website or mobile application, and other services we provide (collectively, the "Services"). By using our Services, you agree to the terms of this Privacy Policy.
The Company collects personal information from users, including personal and business contact information, financial and credit information, and information about the user's business and use of the services.
The Company uses this information to provide its services, evaluate loan applications, and comply with legal and regulatory requirements. The company may also use the information for marketing purposes.
The Company may share the user's personal information with service providers, credit reporting agencies, affiliates, and other third parties, as required by law, or with the user's consent.
The Company maintains appropriate technical and organizational measures to protect the user's personal information, and users can choose not to provide certain information or unsubscribe from marketing communications. The company's services are not intended for children under the age of 18.
Information we collect and receive
The Company collects various types of personal information from users, including personal and business contact information, financial and credit information, and information about the user's business and use of the services. This information is collected when the user applies for a loan, uses our services, or communicates with the company. Pepea uses this information to evaluate loan applications, provide customer support, comply with legal and regulatory requirements, and analyze and improve its services. The company may also use the information for marketing purposes and to send users information about other products and services that may be of interest to them.
How we share your information
Pepea may share user information with third-party service providers, affiliates, subsidiaries, partners, and other third parties to the extent necessary to provide the requested services, to comply with legal and regulatory requirements, or with the user's consent. These third-party recipients may include banks, credit reporting agencies, payment processors, insurance companies, auditors, and other service providers. Pepea will take appropriate measures to ensure that any third-party recipients protect the confidentiality and security of user information and comply with applicable privacy laws and regulations. Pepea may also share user information with law enforcement authorities, government officials, or other third parties as required by law or to protect the company's rights, property, or safety.
Third-Party Advertising and Analytics
Pepea Capital Partners may use third-party analytics services to collect, monitor, and analyze information about how users interact with the Pepea Capital Partners website and services. These analytics services may use cookies, web beacons, and other tracking technologies to collect information about users' online activities. The information collected by these third-party analytics services may include IP addresses, device and browser information, referring and exit pages, and other usage and diagnostic information. Pepea Capital Partners may use this information to analyze and improve the Pepea Capital Partners website and services, as well as to monitor and measure the effectiveness of the company's marketing efforts. Third-party analytics providers may have access to this information and may use it for their own purposes in accordance with their own privacy policies.
Limited sharing of user information: Pepea Capital Partners will only share user information with third-party analytics providers to the extent necessary to enable them to provide the requested analytics services.
Confidentiality and security: Pepea will require third-party analytics providers to protect the confidentiality and security of user information and to comply with applicable privacy laws and regulations.
Ethical use of data: Pepea may use the information collected by third-party analytics providers to improve the user experience and to make data-driven business decisions, but will not use the information for any discriminatory, abusive, or other unethical purposes.
Children's Privacy
Our Services are not intended for children under the age of 18. We do not knowingly collect personal information from children under the age of 18. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us as described below.